Your Complete Guide to UAE Visa Insurance
Navigate the mandatory health insurance requirements with confidence. Free tools, comprehensive guides, and connections to licensed partners.
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Receive compliant quotes from licensed insurers.
Why Health Insurance is Mandatory
Since January 2025, the UAE requires active health insurance for every visa application and renewal. Non-compliance results in visa rejection and monthly fines.
Visa Requirement
Immigration systems (ICP/GDRFA) now require valid insurance certificates before processing any visa.
Avoid Penalties
Employers face monthly fines for each employee without coverage. Individuals risk visa cancellation.
Peace of Mind
Beyond compliance, insurance ensures access to quality healthcare across the Emirates.
Choose Your Emirate
Each emirate has its own health authority with specific requirements. Select yours for detailed guidance.
Dubai
Dubai requires coverage linked to specific visa types with monthly fines for non-compliance.
Learn moreAbu Dhabi
Abu Dhabi has strict continuity requirements with authorized providers like Daman.
Learn moreNorthern Emirates
Sharjah, Ajman, RAK, Fujairah, and UAQ follow the unified Federal Mandate.
Learn moreFree Compliance Tools
Use our interactive tools to understand your requirements, estimate costs, and stay on top of deadlines.
Eligibility Checker
Answer a few questions to determine your required coverage type and recommended plan tier.
Start CheckPremium Estimator
Get an estimate of annual premium costs based on your emirate, coverage level, and family size.
CalculateDeadline Tracker
Enter your visa dates to see compliance deadlines and avoid late submission penalties.
Track DatesUnderstanding Coverage Options
From government-regulated basic plans to comprehensive coverage, find the right tier for your needs.
Essential Benefits Plan (EBP)
AED 650 – 850/year
Government-regulated basic coverage for employees earning under AED 4,000/month
- Outpatient consultations
- Emergency care
- Maternity (basic)
- Prescription medications
- Diagnostic tests
Standard Plan
AED 1,500 – 3,500/year
Comprehensive coverage meeting all visa requirements
- All EBP benefits
- Specialist consultations
- Enhanced maternity
- Dental (basic)
- Optical (basic)
- Higher coverage limits
Enhanced Plan
AED 4,000 – 12,000/year
Premium coverage with additional benefits and higher limits
- All Standard benefits
- International coverage
- Comprehensive dental
- Comprehensive optical
- Mental health coverage
- Alternative treatments
- Private room accommodation
* Prices are indicative starting rates and subject to underwriting.Learn more →
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Frequently Asked Questions
Quick answers to the most common questions about UAE visa insurance.
Is health insurance mandatory for all UAE visas?
Yes. Since January 2025, the Federal Mandate requires active health insurance for all visa applications and renewals across all seven Emirates. This applies to employees, investors, dependents, and domestic workers.
What is the Essential Benefits Plan (EBP)?
The EBP is a government-regulated basic health insurance plan for employees earning below AED 4,000/month. It provides essential coverage at controlled prices (approximately AED 650 – 850/year) and meets all visa compliance requirements.
What happens if I don't have insurance?
Your visa application or renewal will be rejected by the ICP and GDRFA systems. Additionally, employers face monthly fines for each employee without valid coverage. Individuals risk visa cancellation.
Ready to Get Compliant?
Use our free eligibility checker or get matched with a licensed partner today.